Planning a funeral is one of the most emotional and expensive decisions a family can face. The average funeral in the U.S. can cost over $7,000, creating a heavy burden, especially for underserved families already navigating financial challenges. But there are ways to save money on funeral costs without sacrificing dignity or love.

At B’resheet, we believe every person deserves a respectful farewell that doesn’t leave their family in debt. Whether you’re planning or facing a sudden loss, this guide offers compassionate, empowering, and practical advice to help you make thoughtful decisions.

Why Funeral Costs Can Be So High

Funerals involve many services and items, such as transportation, preparation of the body, a casket, a ceremony, and burial or cremation. While these elements offer comfort and tradition, they can also come with high price tags.

What Makes Up the Cost?

• Funeral home services (coordination, staff, permits)
  
• Casket or urn
  
• Embalming and body preparation
  
• Viewing or ceremony fees
  
• Transportation (hearse, limousines)
  
• Burial plot or cremation
  
• Headstone or marker
  

7 Ways to Save on Funeral Costs (Without Losing Meaning)

1. Plan and Put It in Writing

Pre-planning your funeral allows you to make thoughtful choices and lock in lower prices. It also relieves your loved ones from making decisions during a hard time.

Download our free Funeral Planning Checklist  

2. Compare Funeral Homes

Prices can vary greatly between funeral homes, even in the same area. Shop around and request itemized estimates. Federal law requires them to give you this information.

3. Consider Cremation Over Burial

Cremation is generally much less expensive than a traditional burial and still allows for meaningful ceremonies. You can even hold a memorial service at home or in a community center.

4. Choose a Simple Casket or Urn

Caskets can cost anywhere from $500 to $10,000. A simple, respectful casket honors your loved one just as well. You also don’t have to buy from the funeral home—you can purchase online.

5. Skip Embalming if Possible

If you’re not having a public viewing, embalming may not be necessary. This can save hundreds of dollars and is often not legally required.

6. Use a Home or Community Memorial Service

You don’t need to hold a service at the funeral home. A gathering at home, a church, or a park can be personal, affordable, and deeply meaningful.

7. Look Into State and Local Aid

Many cities, counties, and nonprofits offer financial assistance for burial or cremation. Don’t hesitate to ask for help—it’s an act of love, not shame.

Call to Action

📥 Need help getting started?
Download our free Funeral Planning Checklist (PDF) and visit our End-of-Life Planning Resources to take your next step with clarity and peace of mind.

👥 Want personal support? Contact our team for a no-cost consultation. We’re here to walk with you.