Generational wealth is more than money—it’s opportunity. It’s the home you pass down, the savings account you build, and the choices you open up for your children. For families who have faced financial hardship or come from communities historically left out of wealth-building systems, understanding and creating generational wealth can be life-changing.

At B’resheet, we believe everyone deserves the tools to build a stable, secure future—no matter where you’re starting from. Let’s break it down in a simple, clear way and give you practical steps to begin today.

What Is Generational Wealth?

Generational wealth refers to assets—like homes, savings, investments, or businesses—that are passed down from one generation to the next. It’s not about being rich; it’s about building security that lasts.

Examples of Generational Wealth:

• A paid-off home
  
• Life insurance
  
• A college savings plan
  
• Retirement funds
  
• A small business
  
• Family-owned land
  

When your children inherit even a small amount of wealth, they may be able to avoid debt, buy a home sooner, or invest in their future. That’s the power of generational wealth—it creates choices.

How Can Families Start Building Generational Wealth?

You don’t need to have a lot of money to start. You just need a plan and the right support.

1. Buy a Home You Can Afford

Homeownership is one of the most common ways families build generational wealth. When you own property, you build equity—something you can pass down or use to support your family’s future.

2. Create a Will and Estate Plan

Without a will, your assets might not go where you want them to. Estate planning ensures your home, savings, and belongings go to your loved ones.

3. Teach Financial Skills Early

Talk to your children about saving, budgeting, and investing. You don’t need to be an expert—just open the conversation.

Tip: Set up a savings account or talk to them about how credit works.

4. Invest—Even If It’s Just a Little

You don’t need thousands of dollars to start investing. Apps and financial institutions offer beginner-friendly options. Small, regular contributions can grow over time.

Check out Investopedia’s beginner investing guide for easy tips.

5. Get Life Insurance

A low-cost life insurance policy can provide immediate support to your family if something happens to you. It’s one of the simplest ways to transfer wealth.

Call to Action: Ready to Start Building

Whether you’re a young adult just starting or a parent thinking ahead, B’resheet is here to support you. Our team offers free workshops, personalized guidance, and downloadable tools to help you create a plan tailored to your family’s needs.

Contact us today to schedule a free wealth-building session.

Download our Free Generational Wealth Starter Kit