When a loved one passes away, families are often left with more than just grief—they face decisions, paperwork, and a legal process called probate. If you’ve heard the word “probate” but aren’t sure what it means, you’re not alone. Understanding probate is a key part of preparing for the future, especially if you want to protect your family, your home, and your legacy.

In this guide, we’ll walk you through what probate is, how it works, and how you can plan to make the process easier for your loved ones.

 What Is Probate?

Probate is the legal process that happens after someone dies to make sure their debts are paid and their belongings (like a home, bank accounts, or personal items) are passed on to the right people.

A court usually oversees probate, and someone is named to handle the person’s estate. This person is called an executor (if there’s a will) or administrator (if there’s no will).

Why Does Probate Matter?

Probate can:

• Help make sure your wishes are followed
  
• Protect heirs from disputes
  
• Ensure all debts and taxes are paid properly
  

However, probate can also take time—anywhere from a few months to over a year—and cost money. That’s why planning is so important.

How Does Probate Work?

Step 1: Filing the Will (If There Is One)

The first step is submitting the will to the local court. If there’s no will, the court follows state law to decide who inherits what.

Step 2: Naming an Executor or Administrator

The court appoints someone to handle the estate. This person will:

• Gather property and assets
  
• Pay off debts
  
• Distribute what’s left to heirs
  

Step 3: Paying Debts and Taxes

Before anything can be passed to family or friends, any outstanding bills, taxes, or loans must be settled.

Step 4: Distributing Assets

Once debts are cleared, the executor distributes what’s left according to the will, or state law if there’s no will.

How to Prepare Your Family for Probate

You can take steps today to make things easier for your loved ones:

• Make a will
  
• Name beneficiaries on your financial accounts
  
• Consider a living trust
  
• Talk with your family about your wishes
  
• Work with an estate planning professional
  

Planning is a gift to your family—it saves them stress, time, and often money.

Call to Action: Let’s Plan Together

At B’resheet, we believe every family deserves peace of mind. Whether you’re just starting to think about the future or ready to make a plan, we’re here to help.

📩 Contact us to schedule a free community consultation
📥 Download our free checklist: Preparing for Probate: A Family Guide