Why Everyone—Yes, Everyone—Needs an Estate Plan
Estate planning isn’t just for the rich or elderly—it’s for every person who loves someone, owns something, or cares about their legacy. Whether you’re just starting out, raising a family, or enjoying your golden years, having a plan in place ensures your wishes are honored and your loved ones are protected.
At B’resheet, we believe that peace of mind should be accessible to all, no matter your income, age, or background. Let’s break down why everyone needs an estate plan and how to start one today.
What Is an Estate Plan?
An estate plan is a set of legal documents that outline how you want your money, property, and healthcare decisions to be handled if you become ill or pass away. It typically includes:
- A will
- A power of attorney
- A healthcare directive
- A trust (optional, but powerful)
Having these tools doesn’t just help after death—it can protect your home, children, and finances during your lifetime, too.
Why You Need an Estate Plan—No Matter What
1. Protect Your Family and Your Home
Without a plan, the state decides who gets your property, even if it’s not what you would’ve wanted. This can delay access to your assets and cause unnecessary stress for your family.
Example: A will ensures your home goes to the person you choose, not whoever the court decides.
2. Ensure Your Kids and Loved Ones Are Cared For
With a will, you can name a guardian for your children. Without it, the state might choose someone you wouldn’t have picked.
3. Make Health and Financial Decisions Easier
A healthcare directive and power of attorney let someone you trust speak for you if you’re too sick to speak for yourself.
💡 Tip: Even young adults over 18 need these documents—parents can no longer make decisions for them automatically.
4. Avoid Expensive Court Fees and Delays
Estate plans help your family skip probate court, which can be costly, public, and time-consuming. A trust can help keep things private and fast.
5. Build and Protect Generational Wealth
Estate planning is one of the most powerful tools for closing the racial wealth gap. It ensures that your hard-earned assets pass on to your family, not the government or creditors.
Call to Action: Let’s Plan Together
Your legacy matters. Whether you’re 25 or 75, single or raising a family, now is the right time to get started.
📞 Contact us for a free estate planning workshop
📥 Download the Free Estate Planning Starter Kit
Let B’resheet walk with you—one step at a time, with care and compassion.
Frequently Asked Questions
Do I need an estate plan if I don’t have a lot of money?
Yes! Estate planning isn’t about how much you have, but what matters to you. Even a modest bank account, a car, or your home needs a clear plan.
Can I make an estate plan without a lawyer?
Some basic documents can be started on your own, but we recommend getting legal help to avoid mistakes and ensure your documents are valid in your state.
What happens if I die without a will?
The state steps in. This process, called intestacy, may give your assets to relatives you don’t know or trust—and it often takes months or even years to resolve.
What documents should be in a basic estate plan?
A will, a power of attorney, a healthcare directive, and sometimes a trust.
Can young adults make estate plans?
Yes! Once you’re 18, you can—and should—create basic documents to protect your future.
What if I already have a will—do I need more?
A will is a great start, but it’s not the whole plan. You may need additional documents and to update them regularly.
How often should I update my estate plan?
Every 3–5 years or after major life events (birth, marriage, home purchase, etc.).